What won't be covered by the new state indemnity scheme

Dr Rob Hendry, medical director of Medical Protection, explains why GPs will still need to be members of a medical defence organisation after the state-backed indemnity scheme begins next month.

(Photo: iStock.com/sturti)
(Photo: iStock.com/sturti)

It was announced at the end of January that GP contract negotiations had been finalised and funding arrangements for the new state-backed indemnity scheme had been arranged. We are now just weeks away from the launch, so it’s vital that GPs in England and Wales know what the scheme will indemnify them for and when they will still need protection from a medical defence organisation (MDO).

Medical Protection

Medical Protection is a member-owned organisation protecting doctors all over the world. As a member you can request help with legal and regulatory issues above and beyond clinical negligence claims. We also provide expert advice and tailored support to help you manage the risks you face throughout your career. For more information visit medicalprotection.org/gp2019

This article is funded by Medical Protection for GP Connect

We already know that the Clinical Negligence Scheme for General Practice will only provide GPs with indemnity for clinical negligence claims that arise when working under NHS contracted primary medical services. But what common situations are not included and when will GPs need support from an MDO?

Complaints

You may think the state-backed indemnity would provide GPs with protection for something as simple as a patient complaint; but that’s actually not the case.

A patient might complain about their GP for an array of reasons, either to the practice or directly to NHS England. The GP would then need to draft a reply to the complaint and be prepared for a local investigation at their practice – that’s where we come in. Our team of experts can help them to write a clear and thorough response, which can ultimately address any concerns and prevent a complaint from escalating.  

Coroner’s inquests

A coroner’s inquest is something many GPs will experience at some point throughout their career. Giving evidence can be straightforward, but something as simple as writing a report can lead to further consequences for a GP, which is why it’s important that they have experts supporting them at every step.

The experts at Medical Protection can help prepare reports, write statements and prepare members for an inquest. If legal representation is required we can ensure a specialist solicitor is there to help throughout the inquest.

GMC investigations

Facing a GMC investigation is always a hard time for any doctor. Getting a letter suggesting you may have done something that has potentially put a patient at risk or breached good medical practice is something most doctors dread. With our support you don’t have to face it alone.

Our experts can guide you through every step and help gather information to provide expert testimony.  If the case continues and the GMC sends a letter setting out the allegations against you and asking for your response, our team can help you at every stage of the process - from putting together a strong response, through to preparing your defence.

These are just a few of the main scenarios in which GPs will still need MDO protection after the new scheme launches in April. Having an expert at the end of the phone to support and guide you throughout your career - helping to protect your professional reputation every step of the way - can make all the difference.

  • For more information call Medical Protection now on 0800 561 9000 or visit our website.

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