Think tank promotes health insurance switch

A National Health Protection System, where individuals will be able to invest a £2,000 per year tax-funded premium to guarantee their healthcare, is being called for by a think tank.

Reform argues that the NHS will spend £2,040 per person in England in 2009/10. People in France and the Netherlands spend a similar amount for their health insurance but receive a higher standard of care.

The UK currently languishes at the bottom of a health league table of eight leading countries, topped by Japan and Switzerland.

The best performing systems use insurance incentives. Health insurers have an incentive to encourage customers to be responsible.

Karol Sikora, a consultant in cancer medicine, said: ‘The document examines for the first time the compelling concept of a core universal insurance policy for all underwritten by competing public and private groups and regulated by the government.

It would remove politicians from micro-managing our health system simply to attract votes.’

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