LMCs back withdrawal from commissioning as part of pensions action
LMCs have backed industrial action over 'unfair and unnecessary' cuts to NHS pensions, and backed plans for GPs to pull out of commissioning as part of the action.
LMCs have backed industrial action over 'unfair and unnecessary' cuts to NHS pensions, and backed plans for GPs to pull out of commissioning as part of the action.
Russell Finn explains how to work out if you are above or below the annual allowance limit.
Weigh up private sector options before deciding to stay in or leave the NHSPS. By Stephen Caps
Phil Mileham advises planning ahead in stages and starting this well before the year you will retire.
Phil Mileham explains how GPs can protect their pensions ahead of the reduction of the lifetime allowance to £1.5m from £1.8m in April.
There are perils to avoid for GPs returning to work after taking their NHS pension. By Dr Tony Grewal
Stephen Caps on the implications for your NHS pension benefits and the timing of your retirement.
Stephen Caps assesses the impact of higher NHS pension contributions and tax increases and says that for some GPs, leaving the scheme may be sensible.

Our pensions experts can answer your questions. Click on the experts' profiles to ask a financial question.
Pension payments refund Q: I am a GP partner who has paid into the NHS Pension Scheme (NHSPS) since starting work in 2003. With all the proposed changes to the NHSPS I am considering my options. If I decide to leave it, can I get my contributions to date refunded or moved ...
NHS Superannuation Q: We are three GP partners, but according to our monthly financial statements from the PCT, only two of us are contributing to our NHS pensions via deductions at source. When calculating profits per partner, this should be on the basis that all prac...
Marriage and pension Q: I am a GP approaching retirement. I would be grateful if you could let me know if there is a specific age by which I would need to marry someone, so that they would receive an NHS Pension Scheme (NHSPS) widow's or widower's pension, in case I die ...
Pension payments refund Q: I am a 31-year-old GP partner who has paid into the NHS Pension Scheme since starting work in 2003. With all the proposed changes to the scheme, I am looking to consider all my options regarding pensions. If I decided to leave the NHS scheme what...
24-hour retirement Q: I am a singlehanded GP and will be 63 in January 2012. I tried to take 24-hour retirement and then go back to work last year, but it did not work out because our PCT was not agreeable to this. I also tried to merge with another local practice, but...
Freezing NHS Pension Q: I am 57 and wonder if I can freeze payments into my NHS pension until l am 60 when I propose taking 24-hour retirement. I want to retire completely at 63. Can I pay an equivalent amount into a self-invested pension plan (SIPP) and claim tax relief...
A DH factsheet explaining the government's proposals for a 2015 NHS pension scheme.
The DH has developed a calculator to allow NHS workers to see how changes to contribution rates from 2012/13 will affect them.

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