ASK THE EXPERTS
Our experts can answer your questions on an number of subjects including NHS rules, pensions and personal finance and legal issues. Click on the buttons for contact details.
LATEST ASK THE EXPERTS Q&A
Calculating pension
11 May 2012Q: I keep hearing that from 2007/8 NHS pension dynamising factors are the inflation rate plus 1.5%. What is the inflation rate since 2007/8 to date? Can you work it out for me so that I can apply it to my income to work out my pension?
Partners and notional rent
02 May 2012Q: One of the partners at the practice owns the premises and receives the notional rent. He feels that all the partners should pay equally for the building's upkeep and maintenance. I understood that GP landlords receiving notional rent should bear ...
Limited company
24 April 2012Q: We are a small GMS practice. Can you tell us the advantages and disadvantages of forming a limited company?
Rent for ex-partner
20 March 2012Q: I am a GP who has recently left a post of senior partner at a practice. The practice property was owned in equal proportion by the three partners. Since I left I have not received any payment for my share of the property. The remaining two partn...
NHS pension reduction
20 March 2012Q: Can you clarify for me the accrued rights of current NHS Pension Scheme (NHSPS) in regard to actuarial reduction, currently 5% per year for every year below 60. If the retirement age goes to 65 or above would this mean two separate calculations, ...
Non-GP partner
14 March 2012Q: Our practice manager would like to become a partner. Would she still qualify for an NHS pension as a partner? What factors do we need to consider to equate her current salary with a percentage of the profit? And what matters need to be covered by ...
Seniority payments
14 March 2012Q: We are a PMS practice. If the seniority payments of all the partners were included in the budget at the beginning of the contract, will any annual increase for the subsequent years be added to the budget or not? The PMS contract manager at the PC...
Enhancing NHS pension
24 February 2012Q: I am a 51-year-old GP locum and only joined the NHS Pension Scheme (NHSPS) in 2001. I am paying for added years at a rate of 9% until I reach pension age of 60. Are there any other ways to maximise my pension other than changing my retirement age...
Surgery premises shares
24 February 2012Q: I have become a GP partner. The senior partner is due to retire and I have the option of buying her share of the property. At present, all the partners have individual mortgages through one lender. I was planning to take a loan from my parents to...
PMS Contract
07 February 2012Q: I am in partnership with my practice manager spouse and currently have a PMS contract. Can I hold the PMS contract without being on a PCT performers list?
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